Make your Premier[@premiereligibility] relationship work harder for you with an Online CD that locks in an APY to give you steady earnings.
If you're already a Premier[@premiereligibility] customer, you can see your savings grow with an Online CD. Benefit from a fixed interest rate - just choose which term suits you.
Choose from a 6, 12, or 24-month Online CD and benefit from fixed interest rates[@apyyougetcd]. A minimum deposit of $1,000 is required
Easy account opening and convenient management via online bankingYou get peace of mind because your savings are covered by our $0 Liability Online, Guarantee[@onlineguaranteecd]
6 months
4.15% APY
12 months
4.30% APY
24 months
3.50% APY
Reach your savings goals faster. Call 888.662.4722 to apply today. Alternatively, log on to online banking to schedule an appointment with your Relationship Manager, or visit a Wealth Center. Clients outside the U.S./Canada call 716.841.6866.
APY applies to existing HSBC Premier customers who open an HSBC 8-month CD and fund with New Money. Terms and charges disclosure.
To open an Online CD you must be an HSBC Premier client with a new or existing HSBC Premier[@premiereligibility] checking account and:
Once you have submitted your application, we will tell you if it can be approved online or if other information is needed to complete the application. All accounts will receive the Annual Percentage Yield (APY) and interest rate in effect when the account is opened and funded[@apyyougetcd]. See Online CD Terms and Charges Disclosure for more information.
You can apply online in minutes, if you're already a Premier customer. Log on to apply today.
You'll need an HSBC Premier checking account before you can apply.
Alternatively call us today at 888.662.4722 (clients outside the US or Canada call 716.841.6866)
Online CDs can only be opened on business days, before 10pm ET.
If the application process is finalized on a Saturday, Sunday or Bank Holiday or on a business day after 10pm ET, your account will be opened on the next business day. If this happens, your account will receive the interest rate and APY in effect on the day it is opened.
You can’t perform any type of transaction on your Online CD account on business days between 10pm and 4am ET.
If you need assistance or have questions about your application, please call us at 888.404.4050. We're available from 9am-5pm ET.
HSBC recognizes the importance of protecting your privacy and we take great care to safeguard the confidentiality of your personal information. Visit our HSBC Security & Fraud Center to learn more about how HSBC helps keep your information secure, and what you can do to ensure a safe online experience.
Link your Premier [@premiereligibility] checking account and meet the monthly criteria to give your savings rate a boost.
Procedures for opening a new account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.
What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.
Privacy and security
HSBC recognizes the importance of protecting your privacy and we take great care to safeguard the confidentiality of your personal information. Visit our HSBC Security & Fraud Center to learn more about how HSBC helps keep your information secure, and what you can do to ensure a safe online experience.
Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
The Annual Percentage Yields (APYs) and balances for CD accounts are accurate as of > and apply for the initial term only.
